Miami is as much a waterfront playground as a city — turquoise water, sun-drenched decks, and a skyline that looks better from the bow. Whether you’re planning a lazy day at a sandbar, a sunset cruise around Star Island, or a full-on yacht party, a little planning makes the day smoother. Here’s what to know before you cast off.
Captain or no captain?
If you know boats and local waters, a bareboat rental can be cheaper and more hands-on fun. But Miami’s currents, crowded channels, and tricky inlets reward local experience. For larger vessels (especially anything over ~30–35 feet), first-timers, or party-style charters, hire a captain. Captains bring navigation skills, local anchoring knowledge, and often act as tour guides — they make trips safer and more relaxed. Insurance and liability are other reasons to opt for a crewed charter: many rental companies require a licensed captain for certain boats.
Picking the right rental company
Look for transparent pricing, up-to-date maintenance records, and good reviews. Confirm insurance coverage, cancellation, and weather policies, and exactly what’s included (fuel, life jackets, snorkel gear, docking fees). Check that captains are licensed (USCG credentials) and that the company provides safety briefings. Location matters: a marina close to your preferred route saves time. Finally, verify deposits and fuel policies—“plus fuel” can add a surprising amount to your bill. Some companies may provide an “all-inclusive” or “all-included” policy, which can make a difference by including any gas costs within the flat boat and yacht rental fees.
Boat sizes and average prices
Miami offers everything from 18–25 ft center consoles and deck boats to luxury motor yachts and sailboats. Typical small boat rentals (pontoon/center console) run about $200–$600 per half-day or $400–$1,000+ per day. Mid-size boats (30–45 ft) often cost $800–$2,500 per day. Yacht charters vary widely: hourly rates for luxury yachts typically start around $400–$1,500/hour, daily rates $3,000–$25,000, and weekly charters can range from $20,000 to well over $100,000 depending on size and amenities. Expect extra fees for fuel, tip/crew gratuity, provisioning, and docking.
Best month to rent
Miami’s peak boating season is December through April — mild temperatures, lower humidity, and minimal rain. March is particularly popular for great weather and sea conditions, but it’s busy and pricier. For fewer crowds and still-great weather, consider late April or May. Avoid hurricane season (June–November) if possible, and always check forecasts beforehand.
Where to go by boat
- Biscayne Bay and the Venetian Islands — calm cruising with amazing skyline views.
- Haulover Sandbar — the quintessential party spot for boats and swim-up socializing.
- Stiltsville — quirky historic houses perched on pylons, perfect for photos.
- Star Island & Millionaire’s Row — celebrity homes seen from the water.
- Key Biscayne & Bill Baggs State Park — beaches, good snorkeling, and calm anchorages.
- Biscayne National Park (including Boca Chita Key — island exploration and clear water.
- Dinner cruises past South Beach and Miami Beach for sunset vibes.
Quick tips: bring sunscreen, a hat, cash/cards for marina fees, and a waterproof bag for phones. Confirm fuel policies and gratuity expectations up front. With a captain, local knowledge turns a good day into a great one — and with the right boat and company, Miami’s waters are yours to explore.