Miami by boat is a different animal—sun-splashed, salty, and full of secret coves that never make the postcards. If you want to chase calm turquoise inlets, ghost through mangrove tunnels, or anchor off a quiet sandbar with a cooler and a playlist, picking the right rental setup matters.
Captain or No Captain?
Short answer: it depends. If you’re comfortable reading charts, handling tides, and navigating crowded channels, skipping the captain saves money and gives freedom. But Miami’s waterways have tricky currents, busy shipping lanes, and protected areas—so hiring a captain is wise if you’re new to the area or want a stress-free day. Captains bring local knowledge: they know the best hidden harbors, where to anchor legally, and how to avoid fines. For larger yachts or special occasions, a captain often is part of the package.
Choosing a Rental Company
Trust and transparency are everything. Look for clean, well-maintained boats and clear insurance policies. Check reviews for consistent praise (or repeated red flags), confirm licensure and safety equipment, and ask about captain vetting if you hire one. Key questions: What’s included—fuel, skipper, life jackets? What are cancellation and deposit rules? Is there a damage waiver and how does the fueling policy work? A reputable company will answer all these without evasions and will meet you at a convenient marina.
Boat Sizes and Average Prices
Miami offers everything from 18-foot center consoles to 100-foot yachts. Common options:
Small center consoles and bowriders (18–24 ft): ideal for fishing or cruising; expect $100–$250 per hour or $300–$600 for a half-day.
Pontoon boats and larger bowriders (22–30 ft): comfortable for groups; typical half-day $300–$700.
Luxury day boats and small cruisers (30–45 ft): $600–$1,500 for a half-day.
Yachts (45+ ft): rates vary widely by size and amenities. Half-day rates often start around $1,000–$3,000; full-day $2,000–$8,000. Superyachts and mega crafts climb steeply from there.
Best Time to Rent
Miami is warm year-round, but the sweet spot is March–May: great weather, calmer seas, and fewer winter crowds. December–February brings perfect temps but peak rates and packed marinas. Avoid peak hurricane season (August–October) and watch forecasts during transitional months.
Average Yacht Prices
For a standard luxury yacht (40–60 ft) expect roughly $1,200–$3,500 for a half-day (4–5 hours) and $2,500–$7,000+ for a full day, often including a captain and crew but excluding fuel, gratuity and taxes.
Places to Visit by Boat
Cruise Biscayne Bay, drop anchor near Stiltsville, explore the mangroves at Oleta River, snorkel around the coral heads by Biscayne National Park or Elliott Key, chill at Haulover Sandbar, and glide past Fisher Island and South Beach for skyline views. For true solitude, head to Virginia Key or the quiet coves near Key Biscayne at sunset.
Miami rewards curious boaters. With the right prep, a dash of local guidance, and a good rental company, you’ll find your own slice of Biscayne bliss—far from the crowds, with the horizon all to yourself.